What we do
What we do
Strategy
We grow as we help other entrepreneurs grow.
Products
To propel the development of micro & small businesses and communities.
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Our Small & Micro Business Loans
We have a very diverse client base consisting of Micro/ Small Business Owners who already have a setup business and are seeking additional funds to enhance their businesses.
We are committed to providing help to propel growth for our clients and contributing towards economic impact and growth. Our customers are our priority and our quick and efficient processes is the reason for the phenomenal growth in the number of our customers each year.
Our Individual Personal Loans
A large part of our customers is also government employees who are looking for personal loans. At Pradakshana we do not have long waiting, our processes are quick, simple and efficient.
Our customers have access to all their information through our online systems. The internal systems keeps you updated on your account details, is very user friendly, transactions made quick and easy
Company as it stands today
Commencement of Businessfrom November 2014
Loans disbursed till Jan 2022
1,46,580
INR1669.78M
Portfolio O/s 31st Jan, 2022
30,806
INR586.15M
4States
11Districts
575Villages
6Branches
Per Borrower Disbursement & Outstanding
INR79,415
INR33,727
Gross NPAs on 31st Jan, 2022
INR8.45M
1.44%
PAT 31st Mar, 2021
INR38.63M
Gross Revenue
INR33.94M
Gross Expenses
INR4.69M
PBT
The financial industry is a service industry, it should serve others before it serves itself. Christine Lagarde
Our long term goals are aligned towards our number one priority, which is investor and customer satisfaction.
Encouraging growth and creating opportunities to entrepreneurs who value add to economic growth is Pradakshana’s commitment towards betterment of our communities.