What we do
What we do
Strategy
We grow as we help other entrepreneurs grow.
Products
To propel the development of micro & small businesses and communities.
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Our Small & Micro Business Loans
We have a very diverse client base consisting of Micro/ Small Business Owners who already have a setup business and are seeking additional funds to enhance their businesses.
We are committed to providing help to propel growth for our clients and contributing towards economic impact and growth. Our customers are our priority and our quick and efficient processes is the reason for the phenomenal growth in the number of our customers each year.
Our Individual Personal Loans
A large part of our customers is also government employees who are looking for personal loans. At Pradakshana we do not have long waiting, our processes are quick, simple and efficient.
Our customers have access to all their information through our online systems. The internal systems keeps you updated on your account details, is very user friendly, transactions made quick and easy
Company as it stands today
Commencement of Businessfrom November 2014
Loans disbursed till Oct 2020
1,15,507
INR996.07M
Portfolio O/s 31st Oct, 2020
28,508
INR380.16M
4States
11Districts
575Villages
6Branches
Per Borrower Disbursement & Outstanding
INR1,01,495
INR80,385
Gross NPAs on 31st Oct, 2020
INR2.04M
0.54%
PAT 30th Sept, 2020
INR15.39M
Gross Revenue
INR13.33M
Gross Expenses
INR2.06M
PBT
The financial industry is a service industry, it should serve others before it serves itself. Christine Lagarde
Our long term goals are aligned towards our number one priority, which is investor and customer satisfaction.
Encouraging growth and creating opportunities to entrepreneurs who value add to economic growth is Pradakshana’s commitment towards betterment of our communities.