What we do
What we do
Strategy
We grow as we help other entrepreneurs grow.
Products
To propel the development of micro & small businesses and communities.
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Our Small & Micro Business Loans
We have a very diverse client base consisting of Micro/ Small Business Owners who already have a setup business and are seeking additional funds to enhance their businesses.
We are committed to providing help to propel growth for our clients and contributing towards economic impact and growth. Our customers are our priority and our quick and efficient processes is the reason for the phenomenal growth in the number of our customers each year.
Our Individual Personal Loans
A large part of our customers is also government employees who are looking for personal loans. At Pradakshana we do not have long waiting, our processes are quick, simple and efficient.
Our customers have access to all their information through our online systems. The internal systems keeps you updated on your account details, is very user friendly, transactions made quick and easy
Company as it stands today
Commencement of Businessfrom November 2014
Loans disbursed till Mar 2023
1,83,710
INR2937.70M
Portfolio O/s 31st Mar, 2023
49,117
INR1211.12M
5States
17Districts
30Branches
Per Borrower Disbursement & Outstanding
INR76,233
INR27,840
Gross NPAs on 31 Mar, 2023
INR1.32M
0.11%
PAT 31 Mar, 2023
INR102.92M
Gross Revenue
INR92.84M
Gross Expenses
INR10.08M
PBT
The financial industry is a service industry, it should serve others before it serves itself. Christine Lagarde
Our long term goals are aligned towards our number one priority, which is investor and customer satisfaction.
Encouraging growth and creating opportunities to entrepreneurs who value add to economic growth is Pradakshana’s commitment towards betterment of our communities.